RTL Z

{"list_topics_topic":[{"topic_reportcount":"0","topic_has_notes":"0","topic_note":"","topic_lastmessage_date_timestamp":"1292401111","topic_lastmessage_age":"69370721","topic_lastmessage_oldage":"1","topic_lastmessage_content":"Vrijheid van meningsuiting is prima. Helaas zijn er veel mensen die deze vrijheid niet aankunnen en er misbruik van maken. Voor mensen met beschaafde normen en waarden is deze vrijheid wel te hanteren.<br \/>\r\nMaar voor het Kwalitatief Uitermate Teleurstellende gedrag en taalgebruik van veel Nederlanders , ook wat via de TV je huiskamer binnenkomt is deze vrijheid onverdiend. En het zijn vaak deze mensen die zich het eerst beledigd en of gediscrimineerd voelen.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"75","topic_lastmessage_topic_id":"5","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"15-12-2010 09:18","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"0","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/75#m75","topic_lastmessage_viewlink":"","topic_name":"Vrijheid van 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idee achter het verhogen van het eigen risico is, dat som van de zorgpremie en het verwachte te besteden deel van het eigen risico kleiner is dan premie gecombineerd met een laag eigen risico.<br \/>\r\nMaar hoe verleidelijk is het dan voor de verzekeraar niet om voor dezelfde medicatie en verrichtingen een hogere rekening te hanteren, zolang die nog ten laste gaat van het eigen risico. Om als het ware het eigen risico maximaal te &#039;benutten&#039;. Want dan ben je als verzekerde juist slechter af!<br \/>\r\n<br \/>\r\nHoe kan ik controleren of het bedrag van de rekening die de zorgverlener naar de verzekering stuurt hetzelfde is als wat de verzekeraar aftrekt van mijn eigen risico, omdat ik geen inzage heb in de rekening van mijn zorgverlener.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4404","topic_lastmessage_topic_id":"318","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"06-02-2013 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je alleen financiele ontwikkelingen bijhoudt voor jaren kan je niet weten dat deze crisis niet op te lossen is. Het mag dan wel een financieel probleem zijn, maar daarmee ben je er nog niet. Er bestaat zoiets als een patroon in bepaalde dingen, en met dit patroon hebben financiele markten nu te maken. Deze crisis zal nog doorgaan tot 2016, maar niet in deze milde vorm. <br \/>\r\n<br \/>\r\nEen heel scenario aan &#039;oplossingen&#039; bedenken heeft geen nut, wat wel nut heeft is verdiepen in waarom het is zoals het is en zo te zien kan je daar wel mee starten want die basis mis je. Ook al staat je cv. vol met allerlei financiele activiteiten het wil niet zeggen dat je door hebt waar je mee bezig bent, of was. Maargoed, je probeert eens wat.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4403","topic_lastmessage_topic_id":"311","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"29-12-2012 03:01","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"0","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/4403#m4403","topic_lastmessage_viewlink":"","topic_name":"Oplossing financiele 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kan VVD en PVDA beteken voor mensen die graag willen start met hun onderneming bedrijft, maar heb geen vermogen en staan BKR register. Maar hebben wel een goede ondernemingsplan maar toch kunnen geen lening krijgen bij die bank of ander soort krediet zoals BBZ. ga jullie ook oplossing bedenken voor dat soort geval?<br \/>\r\n <br \/>\r\nMet vriendelijk groet<br \/>\r\n<br \/>\r\n A. 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rednier<br \/>\r\n<br \/>\r\nNog voordat ik jouw reactie heb gelezen had ik al iets bedacht wat grotendeels (wat betreft de hypotheekrente) overeenkomt. 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is niet de afwezigheid van problemen of tegenslagen, maar het vermogen om er mee om te (kunnen) gaan. Burgers worden van huis uit niet geleerd hoe je met tegenslagen zoals ontslag bijvoorbeeld om moet gaan. 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is geen probleem! Mensen die bijvoorbeeld 13 jaar geleden een woning hebben gekocht en daar in zijn blijven wonen, wonen nu ook heel goedkoop maar worden geen scheefwoners genoemd. Het is vreemd dat er alleen gemoraliseerd wordt naar huurders toe.<br \/>\r\nDat de huur voor desbetreffende sociale huurwoningen niet meer representatief is voor deze tijd is een beetje kort door de bocht aangezien huren worden ge\u00efndexeerd naar de gemiddelde loonstijging. De afgelopen 10 \u00e0 12 jaar zijn de koopwoningen enorm in waarde gestegen, in ieder geval sterker dan de gemiddelde loonstijging. Dit kwam door een steeds soepeler omgaan met de geldverstrekking door de banken. Iets wat de Verenigde Staten en Europa de laatste jaren in een crisis heeft gestort. De voordelen die huiseigenaren de afgelopen jaren hierdoor hebben verkregen, denk maar aan het opnemen van overwaarde en de groei van de waarde van de woning (priv\u00e9kapitaal) mede op kosten van de belastingbetaler (dus ook de huurders) via de hypotheekrenteaftrek.<br \/>\r\nDat de woningmarkt nu vast zit is een logisch gevolg van de exorbitante waarde stijging van de koopwoning en dit probleem moet men niet afwentelen op de zogenaamde scheefhuurders.<br \/>\r\nHet vast zitten van de woningmarkt is meer een probleem voor de vastgoedsector dan voor de bewoners, daarom zijn het de woordvoerders die gelieerd zijn aan de vastgoedsector die het steeds proberen te problematiseren.<br \/>\r\n<br \/>\r\nDe waarde van woningen wordt bepaald door het besteedbaar gezinsinkomen, staatssubsidies d.m.v. hypotheekrenteaftrek of huurtoeslag verhogen hoogst de waarde van stenen. Geld wat uiteindelijk verdwijnt in de zakken van de vastgoedsector en banken, de kopers en huurders zijn alleen maar een doorgeefluik.<br \/>\r\n<br \/>\r\nMensen die zouden scheefwonen houden meer geld over dan andere mensen per maand. Dit zal ongetwijfeld ook opgaan aan andere bestedingen. Meer uit eten, op vakantie, kleding etc. geld wat andere economische sectoren ten goede komt. Waarom moet dat geld ook door huisjesmelkers in beslag worden genomen.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4391","topic_lastmessage_topic_id":"329","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"05-08-2012 23:04","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"0","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/4391#m4391","topic_lastmessage_viewlink":"","topic_name":"Scheefwonen kan niet worden aangepakt zoals was 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je nu ontslagen wordt met ongeldige redenen, wordt je niet ontslagen omdat het UWV dat tegenhoudt.<br \/>\r\nStraks wordt je ondanks ongeldige redenen w\u00e9l ontslagen en nadien moet je naar de rechter.<br \/>\r\nMooi geregeld?<br \/>\r\n<br \/>\r\nOudere werknemers met minder ontslagvergoeding dumpen en die zitten tot hun 67e in de bijstand, maar bovendien moeten ze naar de rechter als de redenen tot ontslag onzinnig zijn.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4379","topic_lastmessage_topic_id":"323","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"27-06-2012 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ten eerste, wat Angela Merkel beslist, gebeurd. In mijn opinie niet een europa, maar worden we een provincie van Duitsland.<br \/>\r\nDan, miljarden wordt er in de zuidelijke landen gepompt, WAAR BLIJFT DAT GELD???????? ik voor mij denk WEER bij de beleggers, (hoge rente) en banken, precies als VOOR de crisis. <br \/>\r\nEr is niets veranderd.<br \/>\r\nDan, hoever gaan die politici met het een Europa door onze strot te duwen??? <br \/>\r\nhet grootste gedeelte van welke bevolking dan ook, is het niet met deze shit eens, toch maar door gaan, tot al het geld op de rekening van een paar personen staat???<br \/>\r\nDan, wat voor profijt HEBBEN de gewone burgers nu van een Europa? 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dit filmpje maar eens zien op tv,","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4376","topic_lastmessage_topic_id":"327","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"14-06-2012 13:15","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"0","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/4376#m4376","topic_lastmessage_viewlink":"","topic_name":"Euro 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stuk, helemaal mee eens. Ik geloof dat er langs democratische weg helaas niets meer te doen is aan de vorming van de Europese dictatuur. We zijn t point of no return al lang gepasseerd. De enige redding is nu nog dat heel Nederland op Wilders PVV stemt... zit er niet in. Het huidige europa is t Vierde Rijk dat zich kenmerkt door zijn ge\u00efnstitutionaliseerde corruptie! Hoe t ook gaat, dat dit niet duurzaam is, is zo helder als glas. Maar de baantjes jagers in onze regering en parlement zullen er de eerstkomende jaren nog wel bij kunnen varen! en that&#039;s what its all about!<br \/>\r\n<a href=\"http:\/\/www.dumpert.nl\/mediabase\/161331\/afc902e3\/europarlementariers_zijn_zakkenvullers.html\" class=\"link\">http:\/\/www.dumpert.nl\/med ... s_zijn_zakkenvullers.html<\/a>","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4374","topic_lastmessage_topic_id":"326","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"02-06-2012 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hebben weer een gedekte monetaire systeem nodig vrees ik. Dat kan in Nederland niet, want daar is Nederland te klein voor. Dat verreisd een gedekte wereldreserve munt. Dat is er niet! Dan nog, heeft de VS ons goud nog? Duitsland krijgt nul op het rekest op het verzoek van terugvordering.!! <br \/>\r\nIk wil eigenlijk niet goed weten hoe de VS er voor staat. Gaat de VS eraan, dan is een gedekte systeem heel erg fijn. Een zwevende gulden zou je niet moeten willen. Wat zijn de alternatieven..","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4372","topic_lastmessage_topic_id":"325","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"29-05-2012 21:12","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"0","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/4372#m4372","topic_lastmessage_viewlink":"","topic_name":"De 40 miljard gebruiken om terug te keren naar de gulden","topic_id":"325","topic_viewcount":"668","topic_timestamp":"1337709157","topic_calendar_date":"00-00-0000","topic_publication_timestamp":"1337709157","topic_alias_id":"0","topic_is_unpublished":"0","topic_has_publicationdate":"0","topic_is_alias":"0","topic_poll_id":"0","topic_date":"22-05-2012 19:52","topic_publication_date":"22-05-2012 19:52","topic_publication_date_verbal":"dinsdag 22 mei 2012 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nu in 2014 de grote huizenprijzen crash? Het ontslagrecht is dan versoepeld ( bit.ly\/MkxfZy ) . Mensen die heel lang een stabiele arbeidsbetrekking hadden kunnen ineens met heel weinig geld in handen op straat staan en kunnen niet meer aan hun verplichtingen voldoen.<br \/>\r\n<br \/>\r\nMaar van directe invloed zal zijn dat banken minder graag hypotheken verstrekken omdat een vaste arbeidsbetrekking in een klap weinig meer waard is. Huizenprijzen zijn helemaal afhankelijk van wat iemand kan lenen. Gaat dit naar beneden dan vallen de huizenprijzen heel snel.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4369","topic_lastmessage_topic_id":"324","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"21-05-2012 22:37","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"1","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/4369#m4369","topic_lastmessage_viewlink":"","topic_name":"Wat gebeurd er met de huizenprijzen in 2014? De grote crash?","topic_id":"324","topic_viewcount":"450","topic_timestamp":"1337632670","topic_calendar_date":"00-00-0000","topic_publication_timestamp":"1337632670","topic_alias_id":"0","topic_is_unpublished":"0","topic_has_publicationdate":"0","topic_is_alias":"0","topic_poll_id":"0","topic_date":"21-05-2012 22:37","topic_publication_date":"21-05-2012 22:37","topic_publication_date_verbal":"maandag 21 mei 2012 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moeten in windenergie en zonneenergie gaan beleggen volgen St. Natuur en Milieu.<br \/>\r\nDank je de koekoek. Wie wil er nu direct of indirect beleggen een 100% zeker verliesgevende activiteit? Laat die Stichting zelf participeren in windenergie. Maar ik als pensioengerechtigde, en waarschijnlijk velen met mij, zitten niet te wachten op een nog slechter beleggingsresultaat. Dat energie maatschappijen en grote bedrijven investeren in windenergie is het gevolg van de subsidie (SDE) die vervolgens als extra belasting wordt geheven op de consument. (Zie uw energierekening). Mocht er ooit een kabinet komen dat de waanzin van dit soort projecten inziet dan is het heel gauw gebeurd met onze windparken. Wat er dan overblijft is door corrosie aangetaste stilstaande molens die na twintig jaar of vanzelf in elkaar storten of eerder worden gesloopt in verband met de veiligheid. En onze pensioenfondsen? Die moesten hier zonodig in beleggen van de St. Natuur en milieu , kunnen hun geinvesteerde kapitaal in een keer afschrijven.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4363","topic_lastmessage_topic_id":"298","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"03-05-2012 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morali is een gigantische aanstelster. Hallelujah wat een clichees en wat een onechtheid!","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4357","topic_lastmessage_topic_id":"321","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"16-03-2012 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Redactie,<br \/>\r\n<br \/>\r\nDe laatste 10 jaar ben ik een trouwe kijker van jullie tvzender, in deze jaren heb ik alle financiele ontwikkelingen goed bijgehouden. De laatste 10 jaar ben ik all round financieel adviseur geweest en mijn ambities zijn om te werken als investment manager. in de afgelopen jaren heb ik elk jaar een nieuwe studie gedaan. Zoals Commerciele economie - financial service management - WFT leven - beleggen - hypotheek - schade - basis - comsumptief krediet - cambridge young enterprise - PP1\/ PP2 etc.. Door alle studies ben ik de handelswereld\/financiele wereld anders gaan zien. In mijn optiek zijn wij met zijn alle de draad goed kwijt geraakt. Alle bedachte financiele instrumenten zijn deel segmenten van een groot geheel. Echter is de basis van het grote geheel zoek geraakt. Graag zou ik om deze reden mijn visie met u willen delen.<br \/>\r\n<br \/>\r\nDe hele geld en kapitaalmarkt structuur is gebaseerd op economische groei en populatie groei van de sterke (westerse) economie. Europa heeft altijd de rentes betaald met deze groei en met het stelen van kapitaal van andere landen (lopende rekening\/import-export). Momenteel is er een stagnatie, waardoor de gevraagde rentes uit het verleden en de de huidige rentes niet betaald kunnen worden. Puur omdat de kapitaalwaarde van deze rentes nooit in de economie heeft gezeten. Niemand durft de sprong te maken om het systeem totaal anders te berekenen. Er moet evenveel kapitaal uitstaan dan er verdiend KAN worden! In mijn ogen zal er er eveneel schulden uit moeten staan dan alle BBP waarde van alle landen bij elkaar vermenigvuldigt met de gemiddelde arbeisjaren van een persoon in dat land. Daarbij zullen ook alle betaalde rentes + de te betalen rentes over deze gemiddelde aankomende arbeidsjaren als schulden uit moeten staan. Dit betekend dat sommige landen geld mogen bijdrukken zonder dat zij hier uberhaupt ooit rente voor moeten betalen. Alle commoties over de staatschulden van Ierland, Italie, Spanje, Portugal... Is allemaal achterhaald wanneer de financielestructuur op deze maner wordt aangepast. We rekenen nog steeds met systemen van de tijd wanneer er GOUD het handelsmiddel was. Alles wat ik momenteel leer in mijn Universiteit boeken is zo achterhaald. Door onze populatie groei en vraag naar nieuwe ontwikkelingen heeft dit systeem het overleeft. Maar wanneer iedereen tevreden zou zijn met zijn baan en de spullen en de activiteiten wat hij kan uitvoeren. Valt het systeem volledig in elkaar!<br \/>\r\nMakkelijke manier uitgelegd:<br \/>\r\nBekijk het op een kleine Macro manier: 10 mensen met verschillende beroepen zoals boer.. klusjesman...bouwer... verzorger... etc.., 1 bank, 1 pensf, 1 zorgv etc... probeer eens geld te krijgen in deze economie. Dat moet geleend worden! De Bank leent dit van de NB\/ECB en vraagt rente aan de mensen\/bedrijven. Wanneer er niet meer bij wordt geleend of wanneer er geen mensen meer bijkomen zal deze economie meteen kapot gaan! De rentes kunnen namelijk niet meer betaald worden. Op deze manier zit ook de totale economie in elkaar. <br \/>\r\n<br \/>\r\nHet laatste wat wij moeten doen is nog meer rentes gaan vragen van landen\/banken die al in de problemen zitten. Wanneer een land in nood verkeerd kunnen zij alleen maar dure obligatie leningen aangaan of geld lenen van de ECB (gelukkig is deze nu al elke keer de rentes aan het verlagen). Dit is het zelfde als een zwerver 10000 euro lenen en daar een belachelijke hoge rente voor vragen. Oplossing: Zoek uit hoeveel geld aan &quot;schuld (gedrukt geld)&quot; in de wereld uit moet staan. Bekijk dit dan per land zoals al eerder vernoemd. Veel landen zullen merken dat er nog een overschot aan geld bijgedrukt moet worden om dit te stabiliseren. Laat de landen dit bijdrukken en middels subsidies vanuit de overheid verdelen over de marktsegmenten, of vergroot je oeverheidsorgaan en verdeel dit geld onder je werknemers. Stel dat landen dan nog een overschot hebben aan geleend geld. Laat deze dan doormiddel van senior debt terugbetalen aan de geldeisers... het is onmogelijk om dit allemaal nu aan jullie duidelijk te maken. Hopelijk komt de boodschap wel aan, dat de manier van schulden berekenen en de rentes die gevraagd worden niet kloppen. Het probleem is dat door rentes bijna altijd alleen de rijke rijker worden. Het afschrijven van de schulden van Griekenland is een zeer postieve ontwikkeling. Alleen hier moeten niet de private bedrijven\/andere landen de dupe van zijn. In mijn optiek zal de ECB hier geheel voor moeten opdraaien. Dan is er niets aan de hand. Laat ze maar gratis geld weggeven waar niemand last van heeft. Dit zal in de toekomst veel vaker moeten (en vast gaan) gebeuren. Misschien is duitsland wel zo rijk doordat zij zich zelf hebben gekapitaliseerd door hun eigen geld makkelijk bij te drukken en dit niet te vewerken in de boeken... Ooit aangedacht??? 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Redactie,<br \/>\r\n<br \/>\r\nDe laatste 10 jaar ben ik een trouwe kijker van jullie tvzender, in deze jaren heb ik alle financiele ontwikkelingen goed bijgehouden. De laatste 10 jaar ben ik all round financieel adviseur geweest en mijn ambities zijn om te werken als investment manager. in de afgelopen jaren heb ik elk jaar een nieuwe studie gedaan. Zoals Commerciele economie - financial service management - WFT leven - beleggen - hypotheek - schade - basis - comsumptief krediet - cambridge young enterprise - PP1\/ PP2 etc.. Door alle studies ben ik de handelswereld\/financiele wereld anders gaan zien. In mijn optiek zijn wij met zijn alle de draad goed kwijt geraakt. Alle bedachte financiele instrumenten zijn deel segmenten van een groot geheel. Echter is de basis van het grote geheel zoek geraakt. Graag zou ik om deze reden mijn visie met u willen delen.<br \/>\r\n<br \/>\r\nDe hele geld en kapitaalmarkt structuur is gebaseerd op economische groei en populatie groei van de sterke (westerse) economie. Europa heeft altijd de rentes betaald met deze groei en met het stelen van kapitaal van andere landen (lopende rekening\/import-export). Momenteel is er een stagnatie, waardoor de gevraagde rentes uit het verleden en de de huidige rentes niet betaald kunnen worden. Puur omdat de kapitaalwaarde van deze rentes nooit in de economie heeft gezeten. Niemand durft de sprong te maken om het systeem totaal anders te berekenen. Er moet evenveel kapitaal uitstaan dan er verdiend KAN worden! In mijn ogen zal er er eveneel schulden uit moeten staan dan alle BBP waarde van alle landen bij elkaar vermenigvuldigt met de gemiddelde arbeisjaren van een persoon in dat land. Daarbij zullen ook alle betaalde rentes + de te betalen rentes over deze gemiddelde aankomende arbeidsjaren als schulden uit moeten staan. Dit betekend dat sommige landen geld mogen bijdrukken zonder dat zij hier uberhaupt ooit rente voor moeten betalen. Alle commoties over de staatschulden van Ierland, Italie, Spanje, Portugal... Is allemaal achterhaald wanneer de financielestructuur op deze maner wordt aangepast. We rekenen nog steeds met systemen van de tijd wanneer er GOUD het handelsmiddel was. Alles wat ik momenteel leer in mijn Universiteit boeken is zo achterhaald. Door onze populatie groei en vraag naar nieuwe ontwikkelingen heeft dit systeem het overleeft. Maar wanneer iedereen tevreden zou zijn met zijn baan en de spullen en de activiteiten wat hij kan uitvoeren. Valt het systeem volledig in elkaar!<br \/>\r\nMakkelijke manier uitgelegd:<br \/>\r\nBekijk het op een kleine Macro manier: 10 mensen met verschillende beroepen zoals boer.. klusjesman...bouwer... verzorger... etc.., 1 bank, 1 pensf, 1 zorgv etc... probeer eens geld te krijgen in deze economie. Dat moet geleend worden! De Bank leent dit van de NB\/ECB en vraagt rente aan de mensen\/bedrijven. Wanneer er niet meer bij wordt geleend of wanneer er geen mensen meer bijkomen zal deze economie meteen kapot gaan! De rentes kunnen namelijk niet meer betaald worden. Op deze manier zit ook de totale economie in elkaar. <br \/>\r\n<br \/>\r\nHet laatste wat wij moeten doen is nog meer rentes gaan vragen van landen\/banken die al in de problemen zitten. Wanneer een land in nood verkeerd kunnen zij alleen maar dure obligatie leningen aangaan of geld lenen van de ECB (gelukkig is deze nu al elke keer de rentes aan het verlagen). Dit is het zelfde als een zwerver 10000 euro lenen en daar een belachelijke hoge rente voor vragen. Oplossing: Zoek uit hoeveel geld aan &quot;schuld (gedrukt geld)&quot; in de wereld uit moet staan. Bekijk dit dan per land zoals al eerder vernoemd. Veel landen zullen merken dat er nog een overschot aan geld bijgedrukt moet worden om dit te stabiliseren. Laat de landen dit bijdrukken en middels subsidies vanuit de overheid verdelen over de marktsegmenten, of vergroot je oeverheidsorgaan en verdeel dit geld onder je werknemers. Stel dat landen dan nog een overschot hebben aan geleend geld. Laat deze dan doormiddel van senior debt terugbetalen aan de geldeisers... het is onmogelijk om dit allemaal nu aan jullie duidelijk te maken. Hopelijk komt de boodschap wel aan, dat de manier van schulden berekenen en de rentes die gevraagd worden niet kloppen. Het probleem is dat door rentes bijna altijd alleen de rijke rijker worden. Het afschrijven van de schulden van Griekenland is een zeer postieve ontwikkeling. Alleen hier moeten niet de private bedrijven\/andere landen de dupe van zijn. In mijn optiek zal de ECB hier geheel voor moeten opdraaien. Dan is er niets aan de hand. Laat ze maar gratis geld weggeven waar niemand last van heeft. Dit zal in de toekomst veel vaker moeten (en vast gaan) gebeuren. Misschien is duitsland wel zo rijk doordat zij zich zelf hebben gekapitaliseerd door hun eigen geld makkelijk bij te drukken en dit niet te vewerken in de boeken... Ooit aangedacht??? 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Redactie,<br \/>\r\n<br \/>\r\nDe laatste 10 jaar ben ik een trouwe kijker van jullie tvzender, in deze jaren heb ik alle financiele ontwikkelingen goed bijgehouden. De laatste 10 jaar ben ik all round financieel adviseur geweest en mijn ambities zijn om te werken als investment manager. in de afgelopen jaren heb ik elk jaar een nieuwe studie gedaan. Zoals Commerciele economie - financial service management - WFT leven - beleggen - hypotheek - schade - basis - comsumptief krediet - cambridge young enterprise - PP1\/ PP2 etc.. Door alle studies ben ik de handelswereld\/financiele wereld anders gaan zien. In mijn optiek zijn wij met zijn alle de draad goed kwijt geraakt. Alle bedachte financiele instrumenten zijn deel segmenten van een groot geheel. Echter is de basis van het grote geheel zoek geraakt. Graag zou ik om deze reden mijn visie met u willen delen.<br \/>\r\n<br \/>\r\nDe hele geld en kapitaalmarkt structuur is gebaseerd op economische groei en populatie groei van de sterke (westerse) economie. Europa heeft altijd de rentes betaald met deze groei en met het stelen van kapitaal van andere landen (lopende rekening\/import-export). Momenteel is er een stagnatie, waardoor de gevraagde rentes uit het verleden en de de huidige rentes niet betaald kunnen worden. Puur omdat de kapitaalwaarde van deze rentes nooit in de economie heeft gezeten. Niemand durft de sprong te maken om het systeem totaal anders te berekenen. Er moet evenveel kapitaal uitstaan dan er verdiend KAN worden! In mijn ogen zal er er eveneel schulden uit moeten staan dan alle BBP waarde van alle landen bij elkaar vermenigvuldigt met de gemiddelde arbeisjaren van een persoon in dat land. Daarbij zullen ook alle betaalde rentes + de te betalen rentes over deze gemiddelde aankomende arbeidsjaren als schulden uit moeten staan. Dit betekend dat sommige landen geld mogen bijdrukken zonder dat zij hier uberhaupt ooit rente voor moeten betalen. Alle commoties over de staatschulden van Ierland, Italie, Spanje, Portugal... Is allemaal achterhaald wanneer de financielestructuur op deze maner wordt aangepast. We rekenen nog steeds met systemen van de tijd wanneer er GOUD het handelsmiddel was. Alles wat ik momenteel leer in mijn Universiteit boeken is zo achterhaald. Door onze populatie groei en vraag naar nieuwe ontwikkelingen heeft dit systeem het overleeft. Maar wanneer iedereen tevreden zou zijn met zijn baan en de spullen en de activiteiten wat hij kan uitvoeren. Valt het systeem volledig in elkaar!<br \/>\r\nMakkelijke manier uitgelegd:<br \/>\r\nBekijk het op een kleine Macro manier: 10 mensen met verschillende beroepen zoals boer.. klusjesman...bouwer... verzorger... etc.., 1 bank, 1 pensf, 1 zorgv etc... probeer eens geld te krijgen in deze economie. Dat moet geleend worden! De Bank leent dit van de NB\/ECB en vraagt rente aan de mensen\/bedrijven. Wanneer er niet meer bij wordt geleend of wanneer er geen mensen meer bijkomen zal deze economie meteen kapot gaan! De rentes kunnen namelijk niet meer betaald worden. Op deze manier zit ook de totale economie in elkaar. <br \/>\r\n<br \/>\r\nHet laatste wat wij moeten doen is nog meer rentes gaan vragen van landen\/banken die al in de problemen zitten. Wanneer een land in nood verkeerd kunnen zij alleen maar dure obligatie leningen aangaan of geld lenen van de ECB (gelukkig is deze nu al elke keer de rentes aan het verlagen). Dit is het zelfde als een zwerver 10000 euro lenen en daar een belachelijke hoge rente voor vragen. Oplossing: Zoek uit hoeveel geld aan &quot;schuld (gedrukt geld)&quot; in de wereld uit moet staan. Bekijk dit dan per land zoals al eerder vernoemd. Veel landen zullen merken dat er nog een overschot aan geld bijgedrukt moet worden om dit te stabiliseren. Laat de landen dit bijdrukken en middels subsidies vanuit de overheid verdelen over de marktsegmenten, of vergroot je oeverheidsorgaan en verdeel dit geld onder je werknemers. Stel dat landen dan nog een overschot hebben aan geleend geld. Laat deze dan doormiddel van senior debt terugbetalen aan de geldeisers... het is onmogelijk om dit allemaal nu aan jullie duidelijk te maken. Hopelijk komt de boodschap wel aan, dat de manier van schulden berekenen en de rentes die gevraagd worden niet kloppen. Het probleem is dat door rentes bijna altijd alleen de rijke rijker worden. Het afschrijven van de schulden van Griekenland is een zeer postieve ontwikkeling. Alleen hier moeten niet de private bedrijven de dupe van zijn. In mijn optiek zal de ECB heier geheel voor moeten opdraaien. Dan is er niets aan de hand. Laat ze maar gratis geld weggeven waar niemand last van heeft. Dit zal in de toekomst veel vaker moeten (en vast gaan) gebeuren. Misschien is duitsland wel zo rijk doordat zij zich zelf hebben gekapitaliseerd door hun eigen geld makkelijk bij te drukken en dit niet te vewerken in de boeken... Ooit aangedacht??? MVG Ronald Laken","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4316","topic_lastmessage_topic_id":"308","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"16-11-2011 14:54","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"0","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/4316#m4316","topic_lastmessage_viewlink":"","topic_name":"Protesten Wall Street einde kapitalistische systeem 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is zoveel ophef over de &#039;euro&#039;-crisis dat we vergeten dat gestaag alle voedselprijzen wereldwijd hoger worden. Wij merken hier &#039;nog&#039; niet veel van maar dit zal wel aanwakkeren voordat deze crisis voorbij is. <br \/>\r\nOh ja, deze financi\u00eble crisis is nog lang niet voorbij, er komen gewoon meer crisissen aan.<br \/>\r\nAlle banken die boven 6% rente berekenen op griekse staatsobligaties zijn mede-schuldig aan de &#039;griekse-tragedie&#039; en moeten meebetalen.<br \/>\r\n<br \/>\r\nZolang dictators hun geld aanwendden om voedselprijzen laag te houden was dit de balans. Nu met miljoenen (arab. lente) in de &#039;middenklasse&#039; is die balans weg en zullen lokale voedselprijzen gewoon meestijgen.","topic_lastmessage_data_fields":"N;","topic_lastmessage_id":"4314","topic_lastmessage_topic_id":"310","topic_lastmessage_update_description":"","topic_lastmessage_attachment_filename":"","topic_lastmessage_update_percentage":"0","topic_lastmessage_version":"1.9.6.1","topic_lastmessage_date":"24-10-2011 11:09","topic_lastmessage_updater_date":"0","topic_lastmessage_update_timestamp":"0","topic_lastmessage_is_new":"0","topic_lastmessage_is_firstmessage":"1","topic_lastmessage_bookmark_link":"","topic_lastmessage_postreminder_link":"","topic_lastmessage_link":"http:\/\/forum.rtl.nl\/list_message\/4314#m4314","topic_lastmessage_viewlink":"","topic_name":"Voedsel &amp; energie 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twee zonen hebben een polis afgesloten die op termijn een deel van hun hypotheek moet aflossen. Deze polis is verpand aan de hypotheekverstrekker en kan dus niet zomaar stopgezet worden. Een deel van de inleg wordt verkregen uit het spaarloon. De werkgever stort maandelijks het bedrag op hun polis en zelf leggen ze nog een extra vast bedrag in. Door het afschaffen van de spaarloonregeling moeten zij dus vanaf 1 januari zelf de 51 euro per maand extra in gaan leggen. Ik kan me niet voorstellen dat zij de enigen in Nederland zijn met een dergelijke regeling. Het kabinet zadelt ze dus opeens op met extra vaste lasten. Ik vind dit niet zomaar kunnen.<br \/>\r\nDaarnaast: het opheffen van de regeling zou bedoeld zijn om de kosten voor het verlagen van de overdrachtsbelasting te financieren. Ook mensen met een huurwoning betalen dus mee aan de verlaging. Deze regeling geldt maar voor een jaar en is bij voorbaat al mislukt. 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